GOLD USA CENTER

COST PLANNER / YOUR ASSUMPTIONS

Compare the cost.
Keep the assumptions visible.

Model two purchase quotes and one holding-and-resale scenario. All figures are in USD. Example values are arbitrary, not live prices.

01 / Metal & reference

Use fine-gold content, not gross product weight. Changing units converts the quantity.

02 / Quote A
03 / Quote B
04 / Shared holding & exit assumptions

Tax is an assumed percentage of metal plus premium, excluding flat purchase fees. This is a simplified comparison basis, not a determination of any jurisdiction’s tax rules.

Formulas and calculation limits

Fine ounces = fine grams ÷ 31.1034768, or the entered fine troy ounces.

Metal value = fine ounces × reference price.

Purchase subtotal = metal value × (1 + premium ÷ 100).

Total modeled cost = subtotal × (1 + assumed tax ÷ 100) + purchase fees + annual storage × years.

Net resale = fine ounces × hypothetical resale price × (1 − resale discount ÷ 100) − exit fees.

Break-even resale reference = (total modeled cost + exit fees) ÷ [fine ounces × (1 − resale discount ÷ 100)].

Scenario gain/loss = net resale − total modeled cost. Full-precision arithmetic is used; displayed currency is rounded. The model excludes financing, opportunity cost, changing storage rates and taxes on sale. Inputs are processed in your browser and are not sent to us.

Read the CFTC’s physical-metals comparison questions →